Your Child or Grandchild Could Have $1,000 Waiting for Them
Trump Accounts give every American child a government-funded investment account. Our guides show you exactly how to open one and claim the free $1,000 — in plain English, in 8 pages.
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The basics
What is a Trump Account?
It is an investment account opened in your child’s name that grows tax-free year after year. The federal government seeds it with $1,000 for children born between 2025 and 2028, your family can add up to $5,000 a year on top, and the balance is invested in a low-cost fund that tracks the U.S. stock market until your child turns 18.
It is your child’s account
Opened in their name and Social Security number. The money is invested for them, not held by the government.
The government adds $1,000
A one-time federal contribution for children born from 2025 through 2028. You do not pay it back.
Family can add $5,000 a year
Parents, grandparents, and others can contribute up to $5,000 each year on top of the federal seed.
It grows tax-free
Balances are invested in a low-cost fund tracking a U.S. stock index and compound tax-free, with no yearly tax bill.
Growth is tax-free while the money stays in the account — no annual tax bill and nothing to report each year. Tax is owed only when your child withdraws, which generally cannot start until the year they turn 18.
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Straightforward, and nothing hidden
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Eight pages, not eighty
Written to be read in one sitting. Plain English, no jargon, and every step in the order you actually need it.
Refund if it fails
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Eight pages between you and your child or grandchild’s first $1,000
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